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How to use the PMT function in Excel to calculate loan payments

The PMT function is used to calculate the repayment amount for each period of the equal principal and interest loan. The result is a negative value. It represents cash outflow; 1. Use syntax =PMT(rate,nper,pv,[fv],[type]); 2. Ensure that the interest rate matches the number of periods, such as monthly supply and demand, divide the annual interest rate by 12; 3. The total loan amount should be entered as a negative number to obtain a positive repayment amount; 4. In most cases, the future value [fv] and payment time [type] can be omitted; 5. If [fv] is set to be non-zero or [type] is 1, the parameters need to be adjusted accordingly. Correct use of PMT can accurately calculate monthly repayment amounts, help with loan comparison and financial planning, and the final result needs to be understood in light of the actual business. The complete application of this function can effectively support personal or corporate financial decisions.

Aug 13, 2025 am 04:39 AM

How to archive a post on Instagram

ToarchiveapostonInstagram,opentheapp,gotoyourprofile,findthepost,tapthethreedots,andselect“Archive,”confirmingifprompted.2.Torestoreapost,gotoyourprofile,tapthemenuicon,select“Archive,”choose“Posts,”tapthepost,thentapthethreedotsandselect“Showonprofi

Aug 13, 2025 am 04:34 AM

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How to Boost Your Microphone Volume in Windows

Do you feel your microphone volume is too low in video calls or trying to stream content online? If so, this blog post will show you how to boost your microphone's volume in Windows quickly. We'll look at easy ways to increase the sensitivity of yo

Aug 13, 2025 am 04:33 AM

How to extend the C: drive volume using diskpart? [A guide for Windows 10/11]

Yes—youcanextendtheC:driveusingDiskPart,butonlyifspecificconditionsaremet.1.Theremustbeunallocatedspaceonthesamephysicaldisk.2.TheunallocatedspacemustbedirectlyadjacentandtotherightoftheC:drive.3.Thediskmustbebasic,notdynamic.4.ThefilesystemmustbeNTF

Aug 13, 2025 am 04:24 AM

Why I could not top up WeChat Out?

Due to limitations on both Android and iOS platforms, topping up WeChat Out is only possible through Google Wallet or Apple's In-App Purchase system.For Android users, please ensure that Google Play is installed and that: 1. You already have a Google

Aug 13, 2025 am 04:24 AM

How to Manage Multiple YouTube Channels

Defineeachchannel’suniquenicheandaudiencetoavoidoverlapandboostretention.2.UseoneGoogleaccountwithBrandAccountsandtoolslikeYouTubeStudio,Trello,orNotionforcentralizedmanagement.3.Repurposecontent,batch-producevideos,andusetemplatestostreamlinecreatio

Aug 13, 2025 am 04:23 AM

How do I switch and log in with a different account?

You can switch to another account by going to Me?> Settings?>?Switch Account?> " " and then log in to another account.

Aug 13, 2025 am 04:21 AM

How to analyze text with Word's readability statistics

TouseMicrosoftWord’sreadabilitystatistics,enablethefeatureviaFile>Options>Proofingandcheck"Showreadabilitystatistics."2.Runaspellingandgrammarcheck(F7orReview>Spelling&Grammar)toviewthereadabilityreport.3.KeymetricsincludeFlesc

Aug 13, 2025 am 04:21 AM

Text Analysis 可讀性統(tǒng)計

'The set of folders cannot be opened' Error in Outlook: How to Solve

First, restart Outlook and the computer to troubleshoot temporary failures. If it is invalid, perform the following steps in sequence: 1. Use the SCANPST.EXE tool to repair the PST/OST data file. You need to backup before repair; 2. Enter the control panel mail settings to create a new Outlook configuration file and set it as default, and reconfigure the mailbox account; 3. Start Outlook (outlook/safe) in safe mode. If it is normal, disable it and enable the COM add-on one by one to troubleshoot the problem plug-in; 4. Perform online repair of Microsoft Office in system applications and update to the latest version; 5. Exchange or Microsoft365 users should contact IT to confirm the mailbox

Aug 13, 2025 am 04:18 AM

How to Archive a Live Stream on YouTube

Toarchive alivestreamonyoutube, enable "savetovideolibrary" inyoutubestudioundiounderstreamsettingsbeforegoingLive.2.endthestreamprope Rlyusing “Endstream” InyourenoryoutubestieneSkurecompletesprocessing.3.

Aug 13, 2025 am 04:09 AM

How to change video quality on YouTube

Onacomputer,clickthegearicon,selectQuality,andchooseyourpreferredresolution.2.Onmobile,tapthevideo,tapthethreedots,thenselectQualityandyourdesiredresolution.3.OnsmartTVsorstreamingdevices,presstheSettingsorActionbuttonduringplayback,chooseQuality,and

Aug 13, 2025 am 03:57 AM

How to use the NPV function in excel

ThecorrectwaytocalculateNPVinExcelistoexcludetheinitialinvestmentfromtheNPVfunctionandadditseparatelyasanegativevalue.1.Usethesyntax=NPV(rate,value1,[value2],...)forfuturecashflowsstartingfromperiod1.2.Inputthediscountratethatmatchesthecashflowperiod

Aug 13, 2025 am 03:56 AM

excel NPV函數(shù)

PowerPoint Live: What is it and how to make the most of in Teams

Discover how PowerPoint Live revolutionizes your presentations in Teams and learn to get the most step by step.

Aug 13, 2025 am 03:45 AM

How to add a link to a YouTube Short description

LinksinYouTubeShortsdescriptionsarenotclickableunlessyourchannelhasover500subscribersoryou’reintheYouTubePartnerProgram.2.Toaddalink,usetheYouTubemobileapp,createaShort,enterthefullURL(includinghttps://)inthedescription,andupload.3.Untileligible,make

Aug 13, 2025 am 03:44 AM

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