The Apple Card is a premium credit card offering various benefits and cash-back rewards. However, it still functions as a credit card, making timely payments essential. Setting up auto-pay is a convenient method to ensure you never miss a payment or incur avoidable fees.
To prevent interest charges and the accumulation of debt, the best practice for using a credit card is to set up auto-pay to clear the full balance at the end of each billing cycle. This way, you avoid carrying over any balance that could be subject to high-interest rates.
If you own an Apple Card, you might want to explore setting up scheduled auto-payments. While it’s quite simple to do, locating this feature within the Wallet app isn’t always immediately obvious.
How to Schedule Payments on Apple Card:
Launch the Wallet app on your iPhone
Select Apple Card
Tap the (…) More button in the top right corner, then pick “Card Details”
Choose Scheduled Payments
Proceed through the setup process for scheduled auto-payments, where you can specify the amount to pay, the payment date, and the bank account from which the payment will be drawn
You have the option to pay either the full amount or just the minimum due, but if avoiding debt is your goal, paying the full balance is clearly the better choice.
If you haven't already linked a bank account to your Apple Card for payments, you’ll need to do so. Fortunately, this can be done easily through the Wallet app when setting up scheduled payments, auto-pay, or even when making a one-time payment.
The Apple Card is a valuable tool accessible to nearly every Apple user, and you can apply for it anytime via the Wallet app. If this interests you, consider giving it a try.
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